Changes in Circumstances
Returning to work
If you built up any pension in the pension scheme before 1 April 2014, take payment of your pension and then return to work in local government, or with an employer who offers membership of the scheme, you must tell us about your new job. You must do this whether or not you join the scheme again in your new job. We can then let you know whether your pension in payment is affected in any way.
If you have only built up pension in the pension scheme from 1 April 2014, take payment of your pension and then return to work in local government, or with an employer who offers membership of the LGPS, you do NOT need to inform the LGPS fund that pays your pension about your new job. There will be no affect on your pension in payment, unless you are in receipt of a tier 3 ill health pension benefit.
If you are being paid a tier 3 ill-health pension (which is of the type that is stopped if you take up any gainful employment), your pension may be affected if you return to work. Therefore, you must inform the employer who awarded you the ill-health pension if you take up employment (whether in local government or elsewhere). They will let you know whether the payment of your pension should be stopped.
If you have flexibly retired your pension will not be subject to reduction or suspension whilst you continue to work for the employer that allowed you to take flexible retirement. However, if you leave that employer and then return to work in local government, or with an employer who offers membership of the pension scheme, and part of your pension in payment is in respect of pension you built up prior to 1 April 2014, you must tell us about your new job. You must do this whether or not you join the pension scheme in your new job. They will let you know whether your pension in payment is affected in any way.
If you live abroad or are thinking of living abroad, we can still pay your pension into your UK bank account.
Alternatively, we can pay your pension into an overseas bank account that bears your name. We use an intermediary called Western Union that transfers your pension into your nominated overseas bank account without any additional transaction charges. Please contact us for the appropriate bank mandate form for your chosen country.
Please also make sure you advise us of any change of address.
To ensure our scheme members and the Fund’s assets are safeguarded against potential fraudulent activity the Fund will issue a proof of existence certificate at least every two years. It is important that this form is completed and returned to us to enable continued payment of your pension.
The Fund’s Anti-Fraud and Corruption Policy can be found here.
I need pension information for a divorce or dissolution of a civil partnership
For information regarding your pension in respect of divorce or dissolution of a civil partnership, you or your solicitor will need to put your request in writing to us. The Court will take the values we provide into consideration when looking at your settlement.
You will receive one free estimate a year which will be provided within a 3 month time limit. Any costs for supplying information or complying with a Court order will be recovered from you or your ex-spouse or ex-civil partner.
All correspondence received by ourselves will be acknowledged in writing. If you do not receive a response you must contact us to ensure that your request was received.
To request the relevant information for divorce or dissolution purposes please complete and return the Divorce Information Pack found on our Forms and Resources section.
Notifying us of a death
If someone who is receiving a pension from the Cambridgeshire Fund or Northamptonshire Fund dies, it is important for the next-of-kin or the person handling the Estate to contact the Pensions Service as soon as possible. This is so we can find out if there are any dependents’ benefits due and also keep overpayments to a minimum.
Please call us at your earliest convenience to report a death: 01604 366537
I am setting up a power of attorney
If you are considering setting up an arrangement to authorise your son/daughter/relative or solicitor to deal with your finances, or you are an individual with power of attorney for a member of the LGPS, please be aware that we must receive a copy of the signed and registered ‘Property & Financial affairs Lasting Power of Attorney’ form, which is only valid when stamped by the Office of the Public Guardian, alongside a ‘Change in Circumstance’s’ form before we can process any request from someone with power of attorney.
Please also note that we can only pay pension benefits to a bank account in the member’s name or to a joint account where the member is named.
You can find useful information about the different roles and responsibilities of an appointed attorney on the following websites: