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Cambridgeshire firefighters - information for pensioners 1992 Scheme Cambridgeshire Firefighters - Information for Pensioners 2006 Scheme Cambridgeshire Firefighters - Information for Pensioners 2015 Scheme Northamptonshire firefighters - information for Pensioners 1992 Scheme Northamptonshire Firefighters - Information for Pensioners 2006 Scheme Northamptonshire Firefighters - Information for Pensioners 2015 Scheme Notifying us of a death of Active Scheme Member Notifying us of a death of Deferred Scheme Member Notifying us of a death of Pensioner Scheme Member When can I take my benefits? (I have left employment before 1st April 2008) When can I take my benefits? (I have left employment after 31st March 2008 and before 1st April 2014) When can I take my benefits? (I have left employment after 31st March 2014) How is my pension calculated? (I am currently contributing into pension) How is my pension calculated? (I am deferred member of pension scheme) I need pension information for a divorce or dissolution of a civil partnership (I am active member of scheme) I need pension information for a divorce or dissolution of a civil partnership (I am deferred member of scheme) I would like to dispute a decision (I am active member of scheme) I would like to dispute a decision (I am deferred member of scheme) Protections for my family (I left employment before 1st April 2008) Protections for my family (I left employment after 31st March 2008) Rejoining the LGPS (I stopped contributing after 31st March 2008 and before 1st April 2014) Rejoining the LGPS (I stopped contributing after 31st March 2014) 1 April 2008 to 31 March 2014 leavers 1992 Fire pension scheme homepage 1992 Fire Scheme - Forms and Resources 1992 Fire scheme - information on your membership for active members 1992 Fire scheme - information on your membership for deferred members 2006 Fire pension scheme homepage 2006 Fire Scheme - Forms and Resources 2006 Fire scheme - information on your membership for active members 2006 Fire scheme - information on your membership for deferred members 2015 Fire pension scheme 2015 Fire scheme - forms and resources 2015 Fire scheme - information on your membership for active members 2015 Fire scheme - information on your membership for deferred members Active LGPS Annual Benefit Guidance Note 2019 Active members: about the scheme Active members: forms and resources Active members: managing my pension Annual Allowance Member Fact Sheet 2019 Annual Benefit Statements Boards and committees homepage Cambridgeshire committees and board Cambridgeshire investment sub committee Cambridgeshire key governance documents Cambridgeshire local pension board Cambridgeshire pension fund committee Can I pay less? Can I pay more? Changes in circumstances Claiming your pension Councillors and the LGPS Deferred members: about the scheme Deferred members: forms and resources Deferred members: managing my pension Existing LGPS pension scheme members homepage Existing members homepage Fire pensioners 1992 scheme homepage Fire pensioners 2006 scheme homepage Fire pensioners 2015 scheme homepage Firefighters pension scheme homepage Full Guide to LGPS 2019 Glossary of terms Governance homepage Help Home How are my benefits calculated? How are my deferred 2008 benefits calculated? How much do I have to pay? I am having some time off work I am thinking of leaving the scheme I would like to increase my benefits I would like to join the 50/50 section of the scheme I would like to know how much my pension is worth I would like to transfer a previous pension I'm thinking of joining homepage Information governance Is my pension taxed? Keeping us updated Key governance documents homepage Landing page Latest news LGPS active members homepage LGPS deferred members homepage LGPS pensioner members homepage Login/Register Northamptonshire key governance documents Pensioner newsletters, forms and factsheets Post 1 April 2014 Leaver Pre 1 April 2008 leaver Protection for my family Protection for your family Resolving complaints Thinking of joining the fire pension scheme? Thinking of joining the LGPS Thinking of joining: forms and resources Transferring from the LGPS Update my details What are my retirement options? What happens if I die in service? What if I want to leave the scheme? Your payments Videos Your Pension made simple Coronavirus
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  3. Thinking of Joining the Fire Pension Scheme?

Thinking of Joining the Fire Pension Scheme?

What is the Firefighters 2015 pension scheme

There are three different variations of the Firefighters' Pension Scheme, these being:

  • the Firefighters' Pension Scheme 1992
  • the New Firefighters' Pension Scheme 2006
  • the Firefighters' Pension Scheme 2015.

The Retained Modified Scheme also exists as an annex of the 2006 Scheme for those Special Firefighter Members who were offered the chance to buy back previous service and convert this service to Special Modified membership.

The Firefighters' Pension Scheme 2015 is the open Scheme which new firefighter members will join. Also, on 1 April 2015 many members of the 1992 Scheme and the 2006 Scheme, were moved into the 2015 Scheme as they were not covered by protections.

However, the 1992 and 2006 Schemes are still available to those members who were granted Tapered or Protected Membership of these Schemes.

The Firefighters' Pension Scheme 2015 operates as a Career Average Revalued Earnings scheme, which is a form of defined benefit pension scheme. The pension a firefighter will earn each year is based on their pensionable pay in that year and is increased by a set revaluation rate, linked to inflation, for each year up to retirement or leaving. The final pension is calculated by adding together the pension earned in each year of membership

How can I join?

Membership is automatic for eligible firefighters and you should have been enrolled into the scheme when your employment started. If you have previously opted out and wish to rejoin, you will need to speak to your HR/Payroll team about eligibility and they will be able to help you enrol in the Scheme.

Once you have enrolled we will send you details of how to transfer in previous benefits and nomination forms for your death grant benefits.

How much will I pay?

Please find below the current Member Contribution Rates for the applying schemes for Firefighters', for historic rates please click on the relevant scheme:

Firefighters' 2015 Scheme Contributions Rates

 Pensionable pay  Contribution rate from 1st April 2019
 Up to £27,818  11.00%
 £27,819 to £51,515  12.90%
 £51,516 to £142,500  13.50%
 £142,501 or more  14.50%

Firefighters’ 2006 Scheme (Special Members) Contributions Rates

 Pensionable pay  Contribution rate from 1st April 2019
 Up to £15,609  11.00%
 £15,609 to £21,852  12.20%
 £21,852 to £31,218  14.20%
 £31,218 to £41,624  14.70%
 £41,624 to £52,030  15.20%
 £52,030 to £62,436  15.50%
 £62,436 to £104,060  16.00%
 £104,060 to £124,872  16.50%
 £124,872 or more  17.00%
Cambridgeshire Pension Fund
Northamptonshire Pension Fund
Cambridgeshire Fire and Rescue Service
Northamptonshire Fire and Rescue Service

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