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Cambridgeshire firefighters - information for pensioners 1992 Scheme Cambridgeshire Firefighters - Information for Pensioners 2006 Scheme Cambridgeshire Firefighters - Information for Pensioners 2015 Scheme Northamptonshire firefighters - information for Pensioners 1992 Scheme Northamptonshire Firefighters - Information for Pensioners 2006 Scheme Northamptonshire Firefighters - Information for Pensioners 2015 Scheme Notifying us of a death of Active Scheme Member Notifying us of a death of Deferred Scheme Member Notifying us of a death of Pensioner Scheme Member When can I take my benefits? (I have left employment before 1st April 2008) When can I take my benefits? (I have left employment after 31st March 2008 and before 1st April 2014) When can I take my benefits? (I have left employment after 31st March 2014) How is my pension calculated? (I am currently contributing into pension) How is my pension calculated? (I am deferred member of pension scheme) I need pension information for a divorce or dissolution of a civil partnership (I am active member of scheme) I need pension information for a divorce or dissolution of a civil partnership (I am deferred member of scheme) I would like to dispute a decision (I am active member of scheme) I would like to dispute a decision (I am deferred member of scheme) Protections for my family (I left employment before 1st April 2008) Protections for my family (I left employment after 31st March 2008) Rejoining the LGPS (I stopped contributing after 31st March 2008 and before 1st April 2014) Rejoining the LGPS (I stopped contributing after 31st March 2014) 1 April 2008 to 31 March 2014 leavers 1992 Fire pension scheme homepage 1992 Fire Scheme - Forms and Resources 1992 Fire scheme - information on your membership for active members 1992 Fire scheme - information on your membership for deferred members 2006 Fire pension scheme homepage 2006 Fire Scheme - Forms and Resources 2006 Fire scheme - information on your membership for active members 2006 Fire scheme - information on your membership for deferred members 2015 Fire pension scheme 2015 Fire scheme - forms and resources 2015 Fire scheme - information on your membership for active members 2015 Fire scheme - information on your membership for deferred members Active LGPS Annual Benefit Guidance Note 2019 Active members: about the scheme Active members: forms and resources Active members: managing my pension Annual Allowance Member Fact Sheet 2019 Annual Benefit Statements Boards and committees homepage Cambridgeshire committees and board Cambridgeshire investment sub committee Cambridgeshire key governance documents Cambridgeshire local pension board Cambridgeshire pension fund committee Can I pay less? Can I pay more? Changes in circumstances Claiming your pension Councillors and the LGPS Deferred members: about the scheme Deferred members: forms and resources Deferred members: managing my pension Existing LGPS pension scheme members homepage Existing members homepage Fire pensioners 1992 scheme homepage Fire pensioners 2006 scheme homepage Fire pensioners 2015 scheme homepage Firefighters pension scheme homepage Full Guide to LGPS 2019 Glossary of terms Governance homepage Help Home How are my benefits calculated? How are my deferred 2008 benefits calculated? How much do I have to pay? I am having some time off work I am thinking of leaving the scheme I would like to increase my benefits I would like to join the 50/50 section of the scheme I would like to know how much my pension is worth I would like to transfer a previous pension I'm thinking of joining homepage Information governance Is my pension taxed? Keeping us updated Key governance documents homepage Landing page Latest news LGPS active members homepage LGPS deferred members homepage LGPS pensioner members homepage Login/Register Northamptonshire key governance documents Pensioner newsletters, forms and factsheets Post 1 April 2014 Leaver Pre 1 April 2008 leaver Protection for my family Protection for your family Resolving complaints Thinking of joining the fire pension scheme? Thinking of joining the LGPS Thinking of joining: forms and resources Transferring from the LGPS Update my details What are my retirement options? What happens if I die in service? What if I want to leave the scheme? Your payments Videos Your Pension made simple Coronavirus
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  5. 2006 Fire Scheme - Information on your membership for deferred members

2006 Fire Scheme - Information on your membership for deferred members

What is the Firefighters 2006 Pension Scheme?

The Firefighters’ Pension Scheme 2006 was a Defined Benefit Pension Scheme. The Scheme is no longer open to new firefighters and it is not possible to transfer other pension rights into the Scheme. To be a member of the Scheme you must have joined before 1 April 2015.

If you left the 2006 scheme, either to enter into another employment or because you opted out of the scheme, you are entitled to a deferred pension. Entitlement to a deferred pension depends upon having accrued more than two years’ service, or if less, have had a transfer of personal pension rights into the 2006 scheme. A deferred pension comes into effect when a leaver has sufficient service to qualify for a pension but is not eligible for immediate payment as they are not old enough or not retiring on grounds of ill-health.

A deferred pension is calculated by assessing the 'what if' pension you would have received if your pensionable service had continued to normal pension age. Then this is ‘pro rated’ according to the period actually served.

What is the Firefighters 2006 (Special Members) Pension Scheme?

If you were a retained firefighter between 1 July 2000 and 6 April 2006, then the modified scheme may apply to you. 

The exclusion of retained firefighters from the Firefighters’ Pension Scheme 1992 was challenged under the Part-Time Workers (Prevention of Less Favorable Treatment) Regulations 2000. As a result a settlement was reached allowing retained firefighters, with service between 1 July 2000 and 6 April 2006, to have “special” membership of Firefighters’ Pension Scheme 2006 based on their employment during this time period.

If you left the 2006 Special scheme, either to enter into another employment or because you opted out of the scheme, you are entitled to a deferred pension. Entitlement to a deferred pension depends upon having accrued more than two years’ service, or if less, have had a transfer of personal pension rights into the 2006 scheme. A deferred pension comes into effect when a leaver has sufficient service to qualify for a pension but is not eligible for immediate payment as they are not old enough or not retiring on grounds of ill-health.

A deferred pension is calculated by assessing the 'what if' pension you would have received if your pensionable service had continued to normal pension age. Then this is ‘pro rated’ according to the period actually served.

How do I transfer my benefits?

As an alternative to a deferred pension, upon leaving the 2006 Scheme, you could request that your pension rights be transferred to another pension arrangement.

If you leave your employment with the Fire & Rescue Service and transfer to another Fire Authority, provided there is no break in service between employments, you would become a member of the 2015 Scheme.

However, if you leave to take up employment as a firefighter in Scotland, Wales or Northern Ireland, a transfer payment would be paid because different funding arrangements apply.

Transfers are restricted from unfunded Public Service Pension Schemes to schemes from which members are able to access their benefits flexibly

You can find out more about pension liberation on The Pensions Regulator website

Annual Benefits Statements

Your Annual Benefits Statement is a yearly statement detailing the value of your pension benefits at 31 March each year. This is an important document which allows you to see how your pension is growing each year.

Your 2018 statement, for membership to 31 March 2018, will be issued to you by post by 31 August 2018.

We also provide you with a comprehensive explanation of your 2018 Annual Benefits Statement for the Firefighters’ pension schemes for both the Northamptonshire and Cambridgeshire Fire Pension schemes, which can be found on our Forms and Resources page.

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